Wednesday, November 30, 2016

a woman's prerogative

is to change their mind--and now she is thinking that yes indeed the weed (patch and ointment) may actually help with pain.  Yea.  Its gotta be better than oxy.  But interestingly it's also more expensive.  This was also true for Jarvis.  Percocet for Jarvis ran $2 a day and doggie dope ran $15.  It's almost the same ratio for oxy (with insurance) vs patches.  Which kinda shows some interesting economics around the weed biz.  The price of wholesale flower (the stuff Bob marley used to roll in those massive cigar sized joints) has gone from $2,000-3,000 a lb a couple of years ago to under $1,000.  While wholesale flower prices are collapsing due to massive supply, money is being made refining the stuff for medical usage and for recreational vaping and  smoking crystal (you need to bust out your crack pipe and butane lighter to smoke crystal for you kief).

The marijuana business is really fascinating.  You could spend a whole semester in business school studying the externalities surrounding this business.  Speaking of a government-business mashup that is failing let's take a quick peak at health care on the western slope of CO.

 For individuals in the western slope region of CO there is only one option.  That is a very expensive HMO.  That is it.  I have spent my entire life avoiding the HMO option and now I am looking at spending about 35k between premiums and deductible before Anthem spends a nickle for my families health expenses.  And check this out---if my family's total income (W2 plus invest gains, plus dividends and other income) is less than $97,200 in 2017 my family can get subsidies of almost $20k per year.  But if we make a cent over 97.2k we lose the 20k subsidy.  And if we make less than $32k they will put us on Medicaid so the Federal government will pick up a chunk of the tab.  Yikes, so my goal has to be to either make more than 125k or $97,199.  And the nearest gyno that takes my plan is 37 miles away.  Sign me up for socialized medicine--anyone who has to deal with an insurance company would probably agree that the for profit insurance really just means screwing the customer.  And out here on the western slope of CO we have no options either in provider or plan so effectively I got the same coverage I would have via socialized medicine (one insurance provider and limited hospital and doctor options) at a much more expensive price.

 

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